Public sector workers in Ghana, particularly teachers, are questioning the real impact of the recent 10% salary increment, as rising deductions and increased costs continue to erode their take-home pay.
Teacher unions have swiftly adjusted their monthly dues upwards, except the Innovative Teachers Union, which has maintained its GHS 5 monthly dues, gaining praise from its members for remaining considerate.

On top of that, GCB Bank has allegedly increased its monthly SMS alert fee to GHS 15. This has triggered confusion and concern among many, especially teachers who wonder how often they even withdraw money to warrant such charges.

As if that’s not enough, utility bills are also climbing. This follows a new tariff adjustment approved by the Public Utilities Regulatory Commission (PURC), which will see electricity prices increase by 14.75% and water bills go up by 4.02% across the board for all consumers.

What was meant to offer relief is now turning into frustration, as the 10% increment is quickly being overshadowed by a wave of rising deductions, service charges, and utility costs. For many teachers, the struggle to stay afloat financially continues despite the headline pay raise.
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